Everything you thought you knew about credit but didn’t! Q&A with Sue Buswell from #sueknowsthescore

Credit Empowerment: Understanding and Managing Your Credit Score In this informative discussion, John, a mortgage veteran with over 25 years in the industry, and Sue Buswell, a credit expert with more than three decades of experience, delve into the complex world of credit scores. Together, they debunk common misconceptions, shed light on the details of credit report costs, explore the future of credit scores, and provide valuable advice on becoming a loan advisor. They also touch on the importance of home ownership on one's financial future and how a better understanding of credit can lead to successful homeownership. 00:03 Understanding Credit: Misconceptions and Importance 01:54 Introducing the Guest Speaker: Sue Buswell 04:19 Understanding Credit Shopping Windows 06:08 The Impact of Credit Inquiries 12:49 The Future of Credit Reports and Scores 19:27 Understanding Different FICO Models 24:35 The Role of Authorized Users in Credit Building 27:49 Navigating Financial Hardships 28:36 Understanding Credit Reports and Bankruptcy 29:31 Recovering from Bankruptcy and Debt Settlement 30:24 Implications of Credit Settlement 32:14 Advice for First-Time Homebuyers 32:36 The Importance of Credit Education 34:13 The Impact of Credit on Life Decisions 34:49 The Shift in the Mortgage Industry 35:42 The Role of a Loan Advisor 40:22 The Importance of Homeownership 41:26 The Power of Credit Empowerment 48:59 Opting Out of Credit Triggers ______________________________________________ Sue Buswell's LinkedIn: https://www.linkedin.com/in/sue-buswell-647b4111/ Sue Buswell's Site: https://sueknowsthescore.com/ Download Guide To Building Credit: https://storage.googleapis.com/production-domaincom-v1-0-5/165/1718165/k3tYAW4s/29101310e9e246e089b2cc039aeca41e?fileName=Building%20Credit.pdf ______________________________________________ Join us every Thursday at facebook.com/groups/theloanofficertoolbox Our Official website: www.themortgagebrokerbuilder.com Facebook: https://facebook.com/themortgagebrokerbuilder Instagram: https://instagram.com/johnjurkovich